The Pay in 4 “buy now, pay later” feature allows eligible SoFi Bank members to purchase items between $50-500 and split them over four interest-free installment payments that are re-paid every two weeks.
After accepting the Pay in 4 offer, a single-use SoFi Pay in 4 virtual card is created that can be used online or added to your Apple or Google digital wallet and used in-person at checkout within 30 days.
You will be able to choose whether you would like to have the installment payments automatically pulled from your SoFi Checking account every two weeks when due, or make manual installment payments.