We currently offer 5/6, 7/6, and 10/6 ARM products. These products have a fixed payment for 5, 7, or 10 years then adjust every 6 months.
We do not currently offer an Interest Only ARM product.
Get pre-qualified. In minutes and won’t affect your credit score†.
†To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.