Just like all agents, Gabi Insurance is paid a commission by the insurance company. There is no upcharge to you, Gabi Insurance is free for you to use. These commissions are from the insurance companies' marketing budgets given Gabi Insurance brought them new customers, not from your premiums. Your rates are the rates provided and don't change. Gabi Insurance shows you quotes based on your savings. Gabi Insurance does not sell or share your data and doesn't cold call or spam its customers.